Sunday, August 29, 2004
That’s One Expensive Sandwich!
Today’s episode of IotM is brought to you by none other than yours truly. That’s right—I nominate myself. Granted, I haven’t been a Darwin Award wannabe, nor have I done anything that might suggest a huge brain cell deficiency. But once I realized what I’d done, I still felt like an idiot.
Last night, it had gotten late and I had not yet eaten dinner. I wasn’t awfully hungry anyway, yet I still decided to zip through the Burger King drive through. I didn’t think much about the big sign on the menu board that indicated their phone line was down and they couldn’t use the credit card machine—cash only—because I thought I had plenty of cash on me.
I thought wrong. I only had two bucks.
I told the person at the window to just hold that order for two minutes. There is a Bank of America right next door. I would just zip over there, pull some cash out, and be right back.
So, I get to the bank and hastily pull the card out of my wallet—the first card in the pocket, the one that is always my check/debit card. Always, that is, except for last night!
When the machine spit my card back out, I had a better glimpse of it and didn’t see that telltale blue swash that graces the front of my debit card. Instead, I only saw the rectangle of solid gold color that is my Bank of America credit card!
After a few seconds of panic that I may have lost my debit card, I finally remembered that, most likely, it was in the pocket of the shorts I was wearing that morning. I had put the card there after paying for gas and forgot to put it back in my wallet when I returned to the car.
I drove back over to BK, paid for and collected my dinner, then started wondering if I could do something about my mistake. Probably not, but it couldn’t hurt to ask. So I called the bank’s customer service line, explained I accidentally used the wrong card, and asked if there was any remote chance of undoing that transaction and applying it to my checking account instead. As I guessed, the answer was not in my favor.
Then, I inquired how much the service charge was going to be for a $50 cash advance on my credit card. “Six dollars,” was the reply.
Thus, the price of being unobservant was about half again more expensive than the cost of my meal in the first place!
Stoopid, Lee. Stoopid.
Update: Well, I feel less stoopid now. The rep I talked to is equally deserving of the Idiot of the Moment award. That $6 service charge showed up today as a $10 charge!
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